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This book provides a thorough overview of health insurance in the United States, with an emphasis on private insurance.
Topics covered include:
The historical development of U.S. health insurance and the theory of demand for insurance
Issues of adverse selection and moral hazard
How managed care affects hospital and physician markets
The large role played by employer-sponsored health insurance programs
Health savings accounts, consumer-driven plans, and the small-employer market
Traditional Medicare coverage as well as Medicare Advantage programs and Medigap coverage
Medicaid, SCHIP, and crowd-out of private coverage
Charts and tables as well as bulleted summaries further clarify the key points of each chapter.
Michael A. Morrisey, PhD, is a professor in the department of health care organization and policy in the School of Public Health of the University of Alabama at Birmingham where he has taught courses on health insurance for more than 18 years. He is the director of the UAB Lister Hill Center for Health Policy and holds appointments in several other UAB departments and centers. He is the author of over 140 research papers, many dealing with employer-sponsored health insurance and with managed care. He is a fellow of the Employee Benefits Research Institute. |
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“Health Insurance is both timely and important. What makes this book truly exceptional is Dr. Morrisey's thorough and clear examination of the most up-to-date health services research. Without a doubt, this is an indispensable book for any student or teacher of health economics.”
—David Dranove, PhD, Professor of Health Industry Management, Northwestern University
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"Dr. Morrisey demystifies the intricacies of the American health
insurance market by explaining how human behavior and market forces influence everything from coverage options to co-payments. Through easy-to-understand explanations and examples, Morrisey provides information with the same humility-laced expertise he uses in the classroom. The straightforward chapter on compensating differentials clarifies an aspect of insurance theory that frequently confuses students. This book is a must read for any consumer, student, or professional interested in better understanding health insurance and
managed care."
—Nir Menachemi, PhD, Associate Professor in Family Medicine and Rural Health and Director for the Center on Patient Safety, Florida State University College of Medicine
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